Better Business Bureau
Prime, subprime and predatory lending
A guide to the difference between prime and subprime loans and predatory lending.
Better Business Bureau
How to Spot Predatory Lending
"The large majority of predatory loans are either first or second mortgages. The practices
that make up predatory lending can involve any of the players in the loan market:
lenders, mortgage brokers, real estate brokers, attorneys, even home improvement contractors..."
US Department of Housing and Urban Development
Fair Housing - Fair Lending
"Fair Housing-Fair Lending ON LINE™ helps you to stay on top of developments in virtually every
area of housing and mortgage lending discrimination."
US Department of Housing and Urban Development
Fair Housing Laws
"Title VIII of the Civil Rights Act of 1968 (Fair Housing Act), as amended, prohibits discrimination
in the sale, rental, and financing of dwellings, and in other housing-related transactions, based
on race, color, national origin, religion, sex, familial status (including children under the age
of 18 living with parents of legal custodians, pregnant women, and people securing custody of
children under the age of 18), and handicap (disability)."
US Department of Housing and Urban Development
Subprime Lending More Likely in Minority and Low-Income Areas
"A recently released study by HUD...clearly demonstrate the rapid growth of subprime lending
during the 1990s and the disproportionate concentration of such lending in the Nation's
minority and low-income neighborhoods. "
Predatory Lending